Clyde Hall

Senior Auditor

Semmes, Alabama

Clyde Hall is a Senior Auditor with over 37 years of experience as a Bank Examiner/ Supervisory Examiner. After graduating from Alabama Agricultural and Mechanical University, he went on to work with the Federal Deposit Insurance Corporation as a Bank Examiner/Supervisory Examiner. In addition to assessing a bank’s overall condition, he has significant experience and knowledge in Consumer Compliance, Community Reinvestment Act (CRA), Safety and Soundness, Information Technology, and Trust.

First Citizens National Bank selected NETBankAudit to provide audit services for Information Technology Systems in early 2005. Since that time, we have added cybersecurity, digital banking, and network penetration testing. NETBankAudit is not only our auditor, but our partner in developing new digital strategies, policies and procedures. When we are implementing anything digital, NETBankAudit is a resource we use to ensure we have covered all aspects of risk management.

Judy Long, President and COO
First Citizens National Bank, Dyersburg, TN
OCC Regulated, $2 billion in total assets

During our three engagements, our auditor did a wonderful job. He was great to work with.

Betsy Jones, Sr. Compliance Officer / Sr. Vice President
Farmers & Merchants Bank, Granite Quarry, NC
$848M in assets, FDIC Regulated

Auditors have been very knowledgeable and able to relate to Credit Unions vs. Banks. They have a clear structure in their process and follow agreed delivery timelines for draft and final reports. They ensure all recommendations are supported by a source regulation or best practices that is relevant to Credit Unions. We have had a very good experience with NETBankAudit and our Supervisory Committee appreciates the final reporting format (easy to follow and readable for volunteers).

James Wheeler, VP - Chief Risk and Information Officer
First Financial Federal Credit Union of Maryland in Sparks Glencoe, MD
$1.2 Billion in assets, 8 Branches, NCUA regulated

We were very satisfied with the model validation of our Verafin System. The NETBankAudit team was great to work with, very professional and kept us in the loop throughout the engagement. We will definitely consider working with them again for the annual validation!

Ken Helmrich, CAMS, CFCS 1st Vice President | BSA/OFAC Officer
Kearny Bank, Clifton, NJ
Assets $7B, FDIC regulated

Vince provided good feedback and discussion regarding best practices. I learned from those conversations and liked your reporting on the External Penetration Test

Kelly Allen, Chief Risk Officer
Williamstown Bank, Inc., Williamstown, WV
$217M Assets, FDIC