NETBankAudit Management

Mr. Barlow is a co-founder of NETBankAudit and has over 25 years of experience as CIO in the real estate and banking industries, where he identified the need for quality information security and regulatory guidance. As Chairman and CEO, Mr. Barlow's responsibilities include day-to-day management of NETBankAudit and its vendor and client relations. Mr. Barlow was formerly SVP of R&D for FiTECH Systems, a lending solutions provider, CIO of First Commonwealth Bank and CIO on two large Palmieri Company led corporate turnaround projects. Mr. Barlow began his career working with the NASA Space Program at NASA Headquarters in Washington DC.

Mr. Welsh has been in executive sales in the insurance and banking industries for over 25 years. He is co-founder of NETBankAudit and is currently heading the NETBankAudit marketing, sales and client relation efforts. Mr. Welsh was formerly the Senior Vice President of Sales for FiTECH Systems. Mr. Welsh's leadership skills led the growth of FiTECH from a small regional company to the top of the lending software systems provider industry. Mr. Welsh graduated with honors from the University of Wisconsin with a Bachelors Degree in Science and Education.

David Hart, EVP - Audit Services, is a Certified Information Systems Auditor (CISA), Certified Fraud Examiner (CFE), and Certified in Risk and Information Systems Control (CRISC). He is responsible for audit quality assurance, staff development, product augmentation, and participates frequently as an onsite engagement manager and/or auditor in charge. His specialty is developing risk-based audit plans to meet the specific needs of various types of financial institutions. Prior to joining NETBankAudit, David served as a bank examiner and internal auditor for the Federal Reserve for over 15 years. As a Senior Advisory Bank Examiner, David participated and led numerous examinations of community banks and large financial institutions. He was also responsible for staff development, report review, and public policy. As Senior Internal Auditor, David participated and led several audits of the national Federal Reserve Information Technology (FRIT) function and U.S. Treasury systems. Mr. Hart is a distinguished graduate of VMI. Additionally, he has attended numerous banking seminars and schools including graduate level work.

As Executive Vice President - Management Services, Peggy heads NETBankAudit's regulatory consulting services for our clients. NETBankAudit Management Consulting focuses on helping clients develop and implement such programs as Enterprise-wide Risk Assessment (ERM), Business Continuity (BC/DR) and Compliance and Regulatory Policy and Procedure work as well as high level IT and Operations consulting. Peggy is the former Director of Information Technology and Information Security Officer for Cardinal Bank VA, a $1.9 billion Community Bank with a mortgage subsidiary originating over $3 billion in mortgage loans per year, and a Trust Department that managed over $4 billion in assets where she managed all aspects of IT operations and information security for the bank. Prior to Cardinal Bank, Peggy was Audit Officer responsible for planning and conducting IT, operations, and financial audits while supervising seven auditors for First Virginia Banks Inc. a $10 billion holding company and one of the 50 largest banking companies in the country. Later Peggy became the Applications Manager at First Virginia Banks, Inc, and coordinated the technical and analyst resources for the entire IT Division. Peggy began her professional career as a Bank Examiner with the Federal Deposit Insurance Corporation (FDIC) auditing banks in Indiana, Maryland, and the District of Columbia. Peggy has a B.A., Business Administration with an emphasis in Accounting from Hanover Collage, Hanover IN and is also a graduate of the Virginia Bankers School of Bank Management from the University of Virginia.

Cindi has led the development of our methodology for the IT Audit and Information Security Risk Assessment Programs. Ms. Bonnette began her career in financial and information technology in 1988 with the Federal Deposit Insurance Corporation (FDIC). Her 13-year tenure at the FDIC included the positions of senior bank examiner, Emerging Technologies Specialist for the Division of Supervision, and Assistant Director of the Bank Technology Group where she authored regulatory guidance and advisories. Ms. Bonnette left the FDIC in 2001 to work directly with financial institutions as a consultant and IT auditor, including a three year term with a Phoenix, AZ-based technology consulting firm. Ms. Bonnette joined NETBankAudit in January 2004 and continues to serve as an expert in banking technology, author of several published articles, and frequent public speaker. She holds an MBA from Bentley College, Waltham, MA; a bachelor's degree from Boston College; and is a graduate of The Stonier Graduate School of Banking at Delaware University. She also holds the Certified Information Systems Auditor (CISA).

Robert is a Certified Information Systems Auditor (CISA) and a leading expert in information security risk assessments for banks. He is a former banking branch manager with Commercial Federal Bank in Springfield MO and former network administrator with Mid-Missouri Bank in Springfield, MO. Mr. Hill was also an implementation specialist at Jack Henry and network security auditor and consultant at an accounting firm in Springfield, MO prior to coming to NETBankAudit. Mr. Hill is a CompTIA Certified Network Professional (CNP), a Certified Citrix Metaframe Software (CCSP) engineer, a Microsoft Certified Professional (MCP), Certified in Cisco Network Infrastructure Design and is a trained vulnerability testing engineer. He holds a degree in Business and Finance from Southwest Missouri State University.

Steve is a seasoned information system professional with 25+ years’ experience including 8+ years in IT audit and security specific to community banks. Steve has served as the most senior IT executive for three organizations including CIO of a publically traded healthcare company. Steve co-founded a successful high tech training company and served as its CEO for nine years prior to the company’s acquisition. He is knowledgeable in most community core banking applications including JHA, FISERV, and FIS. Prior to joining NETBankAudit, Steve served as Technical Director for 8+ years in the banking risk assurance group at a public accounting firm in Nashville, TN. Steve has held multiple certifications in network administration and programming from Sun Microsystems, Hewlett Packard, NCR, and Unix System Laboratories. Steve is a Certified Information System Auditor (CISA), Certified Information Security Manager (CISM), and Certified in Risk and Information Systems Control (CRISC). Steve is a published writer and has spoken at numerous technology events.